CelPog's most basic function is "Pay". Just text:
"Pay John 5.25 for Pizza"
  $5.25 is transferred from your account to John's
  A confirmation text message is sent to each of you
  The payment is recorded in your online history

If you send a payment to a friend that does not yet have a CelPog account the funds will be held and automatically transferred as soon as their account is opened
Best of all CelPog is FREE!
Sign Up and pay your friends with a simple
text message